Secure by design

We built a fortress so you don't have to.

Meet PCI-DSS requirements for your application by using our libraries. Save money and time.

PCI Level 1 Certified

Payout is certified as a PCI Level 1 Service Provider, the highest level of certification in the industry.

Safe and encrypted

All card data stored by Payout is encrypted with AES-256. Your data is secure not only today, but tomorrow as well.

Penetration tested

We perform monthly vulnerability scans in addition to an extended annual penetration test conducted by a third-party.

Trusted by lenders

Our API is designed for lenders, so you can focus on your underwriting instead of the regulatory challenges of loan payments. Lenders both big and small rely on our secure infrastructure to store payment data and move millions in origination volume. It’s what we’re good at.

Easy to implement

Our developer friendly API makes it easy to integrate payout-related banking infrastructure without going through banking-related complexities.

curl -X POST \
-d "name=John Smith" \
-d "card_number=4111111111111111" \
-d "exp_month=10" \
-d "exp_year=16"


Transparent and simple pricing. We do not charge for any failed payments.

Debit cards

We charge 1% for each successful debit card payment.

1 % per transaction

Credit cards

We charge a flat $1 fee for each successful credit card payment.

$ 1 per transaction


We charge a flat 25¢ fee for each successful ACH payment.

25 ¢ per transaction

Payouts made simple

You run the business. We'll handle the payouts.